Электронная книга: Ben Stein «How To Really Ruin Your Financial Life and Portfolio»

How To Really Ruin Your Financial Life and Portfolio

Hilarious advice on what NOT to do with money, from financial funny man Ben Stein Everyone's searching for the secrets to financial success, but what about the best ways to lose money . . . fast?! In How To Really Ruin Your Financial Life and Portfolio, bestselling author, economist, financial commentator, and media personality Ben Stein explains exactly what to do . . . to go bust! The ultimate«how-NOT-to» guide, the book gives readers invaluable tips that should be avoided at all costs. Written in Stein's own inimitable style, this hilarious guide provides essential financial advice on what not to do when it comes to managing money. From reading and acting upon investing newsletters to trading on a margin, from investing in bonds to breathlessly following CNBC, and from buying stock in firms you do not understand to believing in your own genius at stock picking to keeping as little cash on hand as possible, Stein presents the rules that every would-be investor needs to know, so they can do the exact opposite and actually make money. Fully revised and updated, this new edition presents all-new missteps that can destroy any portfolio. Fully revised and updated edition of the tongue-in-cheek bestseller that shows investors what not to do with their money Written by acclaimed author economist, financial commentator, and media personality Ben Stein Loaded with indispensable pieces of bad advice that readers should avoid at all costs A laugh-out-loud approach to personal finance, How To Really Ruin Your Financial Life and Portfolio is an accessible guide to money from the funniest man in finance.

Издательство: "John Wiley&Sons Limited (USD)"

ISBN: 9781118461488

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Ben Stein

Infobox actor
name = Ben Stein



imagesize = 310px
caption = Stein speaking at 2006 National Summit on Retirement Savings
birthname = Benjamin Jeremy Stein
birthdate = birth date and age|1944|11|25
birthplace = Washington, D.C., United States
deathdate =
deathplace =
occupation = Attorney, Author, Speechwriter, Actor, Voice Actor, Game Show Host
religion = Judaism
othername =
homepage = http://www.benstein.com
academyawards =
emmyawards = Daytime Emmy - Outstanding Game Show Host
1999 "Win Ben Stein's Money"
with Jimmy Kimmel
spouse = Alexandra Denman (1968 - 1974; 1977 - present)
children = Tom (adopted)

Benjamin Jeremy Stein (born November 25 1944) is an American attorney, political figure, and entertainment personality who in his early career served as speechwriter for U.S. presidents Richard Nixon and Gerald Ford. Later he entered the entertainment field and became an Emmy Award-winning actor, comedian, and game show host. He is famous for his monotonous yet humorous voice in acting.

Stein has frequently written commentaries on economic, political, and social issues, along with financial advice to individual investors. Recently, he has become a commentator on religious issues, and critic of evolutionary theory, which he describes as "Darwinism," and an advocate for intelligent design. He is the son of noted economist and writer Herbert Stein [http://www.imdb.com/name/nm0825401/bio IMDB: Ben Stein bio] ] who worked at the White House, under President Nixon. His sister, Rachel, is also a writer.

Biography

Early years

Stein was born in Washington, D.C., the son of Mildred (née Fishman), a homemaker, and Herb Stein, a writer, economist, and presidential adviser.cite web |title=Ben Stein Biography (1944-) |work=filmreference.com |publisher=NetIndustries, LLC |url=http://www.filmreference.com/film/41/Ben-Stein.html |accessdate=2008-04-22] He is Jewish and grew up in the Woodside Forest neighborhood of Silver Spring, Maryland. Stein graduated from Montgomery Blair High School in 1961 along with classmate journalist Carl Bernstein; actress Goldie Hawn (class of 1963) was two years behind. Actor Sylvester Stallone was a schoolmate at Montgomery Hills Junior High School [ [http://www.time.com/time/magazine/article/0,9171,35056,00.html Ben Stein Also Sings - "Time" magazine] ] . He went on to major in economics at Columbia University's Columbia College, where he was a member of Alpha Delta Phi society and the Philolexian Society. After graduating with honors from Columbia in 1966, Stein went to Yale Law School, from which he graduated as the class valedictorian in June of 1970. He's stated that he didn't have the highest grades in his class at Yale, but was voted valedictorian by the students because he was most popular. [ [http://transcripts.cnn.com/TRANSCRIPTS/0805/02/gb.01.html CNN.com - Transcripts ] ] On December 21, 1970, while visiting his father at work, Ben Stein met Elvis Presley in the White House cafeteria. He allegedly leaked the story of Presley's meeting with President Nixon, including the erroneous information that Elvis was wearing a cape, to columnist Jack Anderson, who published it a year later.Fact|date=May 2008

Legal and academic career

He was first a poverty lawyer in New Haven, Connecticut, and Washington, D.C. before becoming a trial lawyer for the Federal Trade Commission.JD Journal: " [http://www.jdjournal.com/articles/jdjben-stein.php Winning Thoughts from Ben Stein] "]

Stein's first teaching stint was as an adjunct professor, teaching political and social content of mass culture at American University in Washington, D.C., and then at University of California, Santa Cruz. He also held classes on political and civil rights from the United States Constitution at UC Santa Cruz. At Pepperdine University in Southern California, Stein taught libel law and United States securities law and its ethical aspects. He was a professor of law at Pepperdine University Law School, from about 1990 to 1997.Ben Stein's [http://www.benstein.com/bio.html official biography] ]

In addition, Stein is very interested in American Civil War history, and is a strong supporter of the Civil War Preservation Trust.

Writing career

A frequent writer, Stein has authored books on several topics, including economics. He writes a regular column in the conservative magazine "The American Spectator". He has also written for numerous publications including "The Wall Street Journal", "The New York Times", "New York Magazine", "Penthouse", "Los Angeles Magazine" and "Barron's Magazine", where his discussion of the Michael Milken Drexel Burnham Lambert junk bond situation, as well as the ethical dimensions of management buyouts, attracted heavy US national attention in the 1980s and 1990s.Fact|date=May 2008 He currently writes a regular column for the Sunday New York Times Business Section and for Yahoo! Finance online.

Political career

Stein began his political career as a speechwriter and lawyer for President Richard Nixon, and later for President Gerald Ford. On May 3, 1976, "Time" magazine speculated on the possibility of Stein having actually been Deep Throat. Stein responded over the years by not only denying he was Deep Throat, but by going further and accusing journalist Bob Woodward of falsifying the famous secret source. In the May 14–21, 1998, edition of the "Philadelphia City Paper" Stein is quoted saying, "Oh, I don't think there was a Deep Throat. That was a fake. I think there were several different sources and some they just made up." [Interview by Brian Howard: " [http://www.citypaper.net/articles/051498/20q.benstein.shtm 20 Questions: Ben Stein] " "Philadelphia City Paper" May, 1998] After Mark Felt's identity as Deep Throat was revealed, Stein stated that Richard Nixon would have prevented the rise to power of the Khmer Rouge if he had not been forced to resign. For his actions leading to that resignation, Stein said:

If there is such a thing as karma, if there is such a thing as justice in this life or the next, Mark Felt has bought himself the worst future of any man on this earth. And Bob Woodward is right behind him, with Ben Bradlee bringing up the rear. Out of their smug arrogance and contempt, they hatched the worst nightmare imaginable: genocide. [Stein, Ben: " [http://www.spectator.org/dsp_article.asp?art_id=8242 Deep Throat and Genocide] ", "The American Spectator", June 1, 2005]

Some have called Stein a "Nixon apologist" due to his fervent defense of Nixon's legacy. As recently as 2005, in the American Spectator, Stein said:

"Can anyone even remember now what Nixon did that was so terrible? He ended the war in Vietnam, brought home the POW's, ended the war in the Mideast, opened relations with China, started the first nuclear weapons reduction treaty, saved Eretz Israel's life, started the Environmental Protection Administration. Does anyone remember what he did that was bad?

Oh, now I remember. He lied. He was a politician who lied. How remarkable. He lied to protect his subordinates who were covering up a ridiculous burglary that no one to this date has any clue about its purpose. He lied so he could stay in office and keep his agenda of peace going. That was his crime. He was a peacemaker and he wanted to make a world where there was a generation of peace. And he succeeded.

That is his legacy. He was a peacemaker. He was a lying, conniving, covering up peacemaker. He was not a lying, conniving drug addict like JFK, a lying, conniving war starter like LBJ, a lying, conniving seducer like Clinton -- a lying, conniving peacemaker." [http://www.spectator.org/dsp_article.asp?art_id=8242 Deep Throat and Genocide]

On 24 June, Stein received the Freedom of Expression Award at the Entertainment Merchants Association’s Home Entertainment Awards for "his outspoken economic and political beliefs."

Career in the media

Despite his prominence as a commentator on politics and economics, Stein is perhaps best known for his career in the entertainment industry, which began as a Hollywood consultant before he moved into acting. His film career was launched by his performance as the monotonic economics teacher in the 1986 movie "Ferris Bueller's Day Off". In one scene, he gives an unscripted economics lecture, relying on his own experience in economics. He decided to just run with it when the director told him to speak about something he knows well. The only scripted lines are those in which he calls attendance, indelibly phrasing the oft-repeated monotone line: "Bueller?...Bueller?"

Stein excelled at playing these similarly bland and unemotional characters and was subsequently typecast into many roles. He had a recurring role in the TV series "The Wonder Years" and played himself in "Dave".

He also appeared in several television commercials, most notably for Visine Clear Eyes throughout the 1990s and 2000s "("The difference is clear...Dry Eyes? Clear Eyes.")"—many ads spoof movies of the day, such as one where Stein is a painter (a play on "The Da Vinci Code"). Stein's deadpan, monotone deliveries stand in stark contrast to the more typical enthusiasm of commercial personalities. Before this, he appeared for a Godfather's Pizza ad in 1987 and as a bland science teacher in a 1990 ad for Keebler Sprinkle Cookies.

In 1997 Stein was given his own game show by Comedy Central titled "Win Ben Stein's Money" along with co-host Jimmy Kimmel (replaced by Nancy Pimental and later by Sal Iacono). True to its name, the money that contestants won on the show was subtracted from the $5000 Stein earned (in addition to his salary). The show won seven Emmy awards before ending its run in 2003.

In 1999, during the height of "Win Ben Stein's Money"'s popularity, Comedy Central gave Stein another show, a talk show with celebrity guests entitled "Turn Ben Stein On". One of the mainstays of the show was Stein's dog, Puppy Wuppy, who had free run of the set.

Other movies and television shows in which Ben Stein has appeared include: "Seinfeld", "Full House", "Casper Meets Wendy", "The Mask" and its sequel, "Son of the Mask" as well as the TV show, "", "Earthworm Jim (TV series)", "Star Search", "MacGyver", "Richie Rich", "Game Show Moments Gone Bananas", "Cavuto on Business", "The O'Reilly Factor", "CBS News Sunday Morning", "Planes, Trains and Automobiles", "Family Guy", "Fairly Odd Parents", "Duckman", "Married...With Children", and the intelligent design vs. evolution documentary", " [ [http://www.premisemedia.com/EXPELLED-PressRelease_08-22-07.pdf "Expelled" Press Release] ]

In addition, Stein's voice roles include The Pixies on the animated series "The Fairly OddParents", Mr. Purutu on the animated Series "The Emperor's New School", Professor Wisenstein in "Bruno the Kid", the birthday party clown on "" and Pip on "Animaniacs". Stein also voiced a psychiatrist, again named after himself, in the USA TV series Duckman; he once appeared in the sitcom Married with Children as a receptionist in the animal afterlife. He also made a cameo appearance in the comic book Young Justice; as Ali Ben Styn. Another cameo appearance was in the Family Guy episode "When You Wish Upon a Weinstein". The episode was the show's most controversial ever because of its seemingly anti-Semitic plot, despite that Stein and the writer Ricky Blitt, as well as Alex Borstein (the lead actress and a writer of the show), are Jewish.

In addition, Stein has written for the television industry. He is noted for his outlines for the TV movie "Murder in Mississippi" and for the lengthy ABC miniseries "Amerika". He has also contributed to the creation of the well-liked TV comedy "Fernwood 2-Night".

On May 14, 2006, during an appearance on the Fox News program Your World with Neil Cavuto, Stein called for a tax increase of 3.5% for wealthy Americans, to be earmarked for soldiers and military initiatives. Indeed, Stein wrote an editorial for "The New York Times" critical of those who would rather make money in the world of finance than fight terrorism. [Stein, Ben: " [http://www.nytimes.com/2006/08/20/business/yourmoney/20every.html?ex=1313726400&en=59d2227ed9dfee59&ei=5090&partner=rssuserland&emc=rss Looking for the Will Beyond the Battlefield] ", "New York Times", August 20, 2006]

Stein is noted for his investment advice. Stein recognized that there was something fishy going on with the accounting at MCI Worldcom and shorted the stock. He is now a featured writer at Yahoo! Finance. [ [http://finance.yahoo.com/columnist/archives/headline/yourlife/2006/1 Ben Stein - Expert Financial Advice Columns on Yahoo! Personal Finance ] ]

Ben Stein has a show on VH1 called "America's Most Smartest Model", [ [http://www.imdb.com/title/tt1055400/ "America's Most Smartest Model" (2007) ] ] in which he is the host. The show aims to find the smartest among fourteen models through a series of challenges. [ [http://www.realityblurred.com/realitytv/archives/future_shows/2007_Jun_21_vh1_thursdays reality blurred + VH1 plans America's Most Smartest Model, The Salt-N-Pepa Show, Danny Bonaduce's Child Star, and Click! ] ]

Ben Stein has also been a regular guest on Glenn Beck's daily show on CNN-HN to comment on various economic and social aspects of life in the United States. Recently Beck accused Ben Stein of being a closet liberal because of an article he wrote in the New York Times that advocated taxing the wealthy. Beck further accused him of having "inherited his wealth" a contention that Stein denied.

He is an occasional political and economics commentator on CNBC's "Kudlow & Company".

Political views

Abortion

Stein is a pro-life activist and was given a Pro-Life Award in 2003 by the National Right to Life Educational Trust Fund. [Richard Kimble, " [http://www.nrlc.org/news/2003/NRL05/tenth_annual_proudly_pro.htm Tenth Annual Proudly Pro-Life Awards Dinner Provides a Powerful Testimony for Life] "]

Larry Craig scandal

In 2007, Stein chastised the police and the GOP leadership for their response to the Larry Craig scandal. Stein said that Craig's sexuality should not be an issue: "A party that believes in individual rights should be rallying to his defense, not making him walk the plank." [ [http://www.cbsnews.com/stories/2007/09/02/sunday/main3228091.shtml Ben Stein Says Craig Was Lynched Twice] CBS News]

Taxation

Though often labeled as a political and economic conservative, Stein has criticized the U.S. tax code for being too lenient on the wealthy. He has repeated the observation made by Warren Buffett, one of the richest individuals in the world (who pays mostly capital gains tax), that Buffet pays a lower overall tax rate than his secretaries (who pay income taxes). Stein has advocated increasing taxation on the wealthy. [Stein, Ben. [http://www.nytimes.com/2006/11/26/business/yourmoney/26every.html?_r=2&ref=business&oref=slogin&oref=slogin In Class Warfare, Guess Which Class Is Winning] . New York Times. November 26, 2006. ]

Views on science

Stein has publicly denounced the theory of evolution, which he and other intelligent design advocates term "Darwinism," declaring it to be "a painful, bloody chapter in the history of ideologies," "the most compelling argument yet for Imperialism," and the inspiration for the Holocaust. ["Better Than We Deserve," American Spectator 2007 Dec.] [cite news | first=John | last=Rennie | coauthors= | title=Ben Stein's Expelled: No Integrity Displayed | date= | publisher= | url =http://www.sciam.com/article.cfm?id=ben-steins-expelled-review-john-rennie | work =Scientific American | pages = | accessdate = 2008-04-12 | language = ] Stein does not say belief in the theory of evolution alone leads to genocide, but that it is a necessary component. ["Ben Stein's Diary #60: From Boston To Berlin," American Spectator 2007 Sep., [https://www.spectator.org/digspec_mag_Sept07.asp] ] He co-wrote and stars in "", a film which attempts to link evolution to the eugenics movement in Nazi Germany and to the Holocaust, and portrays advocates of intelligent design as victims of discrimination by the scientific community, which has widely rejected intelligent design as pseudoscience."This is propaganda, a political rant disguised as a serious commentary on stifled freedom of inquiry." cite web |url=http://www.usatoday.com/life/movies/reviews/2008-04-17-also-opening_N.htm |title=Also opening: 'Bin Laden,' 'Intelligence,' 'Forbidden Kingdom'|author=Claudia Puig |date=April 18, 2008 |publisher=USA Today.com |accessdate=2008-05-03] cite web |url=http://www.sciam.com/article.cfm?id=ben-steins-expelled-review-michael-shermer |title=Expelled: No Intelligence Allowed--Ben Stein Launches a Science-free Attack on Darwin |accessdate=2008-04-19 |last=Shermer |first=Michael |date=2008-04-09 |publisher=Scientific American] The "Chicago Tribune's" conclusion was "Rating: 1 star (poor)," [cite news | first = Moore | last = Roger | title = 'Expelled: No Intelligence Allowed' (Ben Stein monkeys with evolution) | url = http://www.chicagotribune.com/entertainment/movies/chi-18-expelled-review,1,6127461.story | work = Chicago Tribune | date = | accessdate = 2007-04-24 ] while the "New York Times" described it as "a conspiracy-theory rant masquerading as investigative inquiry."cite news | first = Jeannette | last = Catsoulis | title = Resentment Over Darwin Evolves Into a Documentary | url = http://movies.nytimes.com/2008/04/18/movies/18expe.html?ref=movies | work = New York Times | date = 2008-04-18 | accessdate = 2008-04-24] [National Science Teachers Association, a professional association of 55,000 science teachers and administrators in a 2005 press release: "We stand with the nation's leading scientific organizations and scientists, including Dr. John Marburger, the president's top science advisor, in stating that intelligent design is not science. ...It is simply not fair to present pseudoscience to students in the science classroom." [http://www.nsta.org/pressroom&news_story_ID=50794 National Science Teachers Association Disappointed About Intelligent Design Comments Made by President Bush] National Science Teachers Association Press Release August 3 2005.
• "for most members of the mainstream scientific community, ID is not a scientific theory, but a creationist pseudoscience." [http://www.hcs.harvard.edu/~hsr/fall2005/mu.pdf Trojan Horse or Legitimate Science: Deconstructing the Debate over Intelligent Design] David Mu. Harvard Science Review, Volume 19, Issue 1, Fall 2005.

"Creationists are repackaging their message as the pseudoscience of intelligent design theory." [http://www.aaas.org/spp/sfrl/per/per26.pdf Professional Ethics Report] American Association for the Advancement of Science, 2001.] Noted evolutionary biologist Richard Dawkins has strongly criticised Stein's film in an open letter on his website. [ [http://richarddawkins.net/article,2488,Open-Letter-to-a-victim-of-Ben-Steins-lying-propaganda,Richard-Dawkins Open Letter to a victim of Ben Stein's lying propaganda] ]

In a Trinity Broadcasting Network interview with Paul Crouch Jr. regarding Stein's movie, [ [http://corner.nationalreview.com/post/?q=NWRmOTU2YzZlN2RhMzhjNzEwNzQ3MzFiZDE2NjM3NWE= Science Equals Murder] (article at National Review Online)] Stein made the following statement about science and religion:

Stein: When we just saw that man, I think it was Mr. Myers, talking about how great scientists were, I was thinking to myself the last time any of my relatives saw scientists telling them what to do they were telling them to go to the showers to get gassed … that was horrifying beyond words, and that’s where science — in my opinion, this is just an opinion — that’s where science leads you.
Crouch: That’s right.
Stein: …Love of God and compassion and empathy leads you to a very glorious place, and science leads you to killing people.
Crouch: Good word, good word.

Stein was criticized by the Anti-Defamation League for the use of the Holocaust to further an anti-evolution agenda.cite news | url=http://www.adl.org/PresRele/HolNa_52/5277_52.htm | title=Anti-Evolution Film Misappropriates the Holocaust | publisher=Anti-Defamation League |date= April 29, 2008 | first= | last= | accessdate =2008-04-30] Asked for a comment about this by Vancouver Sun writer Peter McKnight for a critical article about "Expelled", Stein replied, "It's none of their f---ing business."cite news | url=http://www.canada.com/vancouversun/news/story.html?id=f022096b-6832-4ec1-929d-92e8bc337364 | title=No intelligence allowed in Stein's film | publisher=Vancouver Sun |date= 21 June 2008 | first= | last= | accessdate =2008-07-17]

Personal life

Stein is married to entertainment lawyer Alexandra Denman, with whom he has a son. He lives with Denman in Beverly Hills and Malibu, California. [cite news | url=http://profile.myspace.com/index.cfm?fuseaction=user.viewprofile&friendid=93744710 | title=Ben Stein | publisher=MySpace |date= 2008 | first= | last= | accessdate =2008-05-17] [cite news | url=http://www.spectator.org/dsp_article.asp?art_id=8242 | title=Ben Stein | publisher=The American Spectator |date= 2005-06-01 | first=Ben | last=Stein | accessdate =2008-05-17] Stein also has a summer home in Sandpoint, Idaho.Fact|date=September 2008

Books authored

Stein's book titles to date (7 fiction, 21 nonfiction) include:

References

External links

*imdb name|id=0825401|name=Ben Stein
* [http://www.nrlc.org/news/2003/NRL05/tenth_annual_proudly_pro.htm Ben Stein's remarks upon being awarded one of the NRLC's Proudly Pro-Life Awards]
* [http://expelledthemovie.com/ Expelled: No Intelligence Allowed movie starring Ben Stein] , see also
* [http://finance.yahoo.com/expert/archive/yourlife/ben-stein/1 Ben Stein's column on Yahoo! Finance]
* [http://evadethenoise.com/2008/07/10/expelled-no-intelligence-allowed/ Expelled: No Intelligence Allowed]
* [http://www.spectator.org/dsp_article.asp?art_id=10117 Out of Disproportion (editorial)]
* [http://fora.tv/2008/01/24/Ben_Stein_on_How_Not_to_Ruin_Your_Life Video of Ben Stein speaking at The Commonwealth Club of California]
* [http://www.richarddawkins.net/article,2400,Expelled-Overview,Josh-Timonen-RichardDawkinsnet Expelled Overview by Josh Timonen, RichardDawkins.net]

Источник: Ben Stein

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